OTP API Service India — REST & SMPP OTP API, Live in 30 Minutes

MetaReach's OTP API delivers DLT-compliant one-time passwords across India in under 6 seconds. REST for standard integrations, SMPP for enterprise throughput, free sandbox key, and SDKs for PHP, Python, Node.js, Java, and .NET.

What Is the MetaReach OTP API?

Quick answer: The MetaReach OTP API is a REST and SMPP interface that lets your app, website, or backend send DLT-approved OTP SMS to Indian mobile numbers programmatically. A single POST request triggers delivery in under 6 seconds, billed at a flat ₹0.12 per SMS with no setup fee.

Meta Reach Marketing built its OTP API for developers who need reliable, low-latency SMS OTP delivery without managing carrier relationships, DLT filing, or delivery infrastructure themselves. You send one HTTP request with the user's mobile number and an approved template - we handle routing, retries, and delivery reporting.

The same OTP API India platform powers login verification, payment confirmations, and account recovery flows for banks, fintech apps, e-commerce platforms, and SaaS products across the country. It sits on the same infrastructure as our OTP SMS Services, so pricing, delivery routes, and DLT compliance are identical - the API is simply the programmatic way to trigger it.

Get started with a free sandbox key in minutes. Contact us today or call +91-7669999219 for a guided integration walkthrough.

OTP API Service India - Meta Reach Marketing developer platform

Features of the MetaReach OTP API

Sub-6-Second OTP Delivery

Priority OTP routes across Jio, Airtel, Vi, and BSNL keep average API-to-handset delivery under 6 seconds, even during peak traffic.

REST API With Clean JSON

A single HTTP POST request with plain JSON body and response - no XML, no proprietary formats. Works with any language that can make an HTTP call.

SMPP for Enterprise Volumes

Persistent SMPP v3.4 binds for platforms sending 10 lakh+ OTPs a month - 1,000+ TPS per bind with dedicated IP and port assignment.

DLT Compliant by Default

Every API call requires an approved DLT template and entity ID, passed directly in the request - MetaReach handles registration free of charge. See our OTP DLT compliance guide for template and PE-TM binding rules.

Real-Time Webhook Callbacks

Subscribe a webhook URL to receive sent, delivered, or failed status for every OTP the moment it happens - no polling required.

Voice OTP Fallback

Configure automatic fallback to a Voice OTP call when SMS delivery fails or goes unacknowledged, so a verification attempt is never lost. See our SMS to Voice OTP fallback guide for timing and setup.

Integrating the OTP API - Step by Step

  • Get a Free Sandbox API Key Sign up and receive a sandbox key instantly, with free test credits - build and test your integration before going live or paying anything.
  • Register Your DLT Template Submit your OTP message wording for DLT approval. MetaReach files the entity and template registration for you, typically approved within 4 hours.
  • Send a Test OTP Call the /v2/sms/send endpoint with cURL or one of our PHP, Python, Node.js, Java, or .NET code samples - see the delivery report in your dashboard within seconds.
  • Go Live With Your Production Key Swap the sandbox key for your production API key, subscribe your webhook URL, and start sending live OTPs - most teams complete this in under 30 minutes.
How the MetaReach OTP API integration works - step by step
Send OTP via REST API - Request & Response
POST https://api.metareachmarketing.com/v2/sms/send

Headers:
  Authorization: Bearer YOUR_API_KEY
  Content-Type: application/json

Body:
{
  "sender":      "MTRCHR",
  "message":     "Your OTP is {#otp#}. Valid for 5 minutes. MetaReach",
  "mobile":      "9876543210",
  "template_id": "1234567890123456789",
  "entity_id":   "9876543210123456789"
}

Response:
{
  "status":     "success",
  "message_id":  "MRM_20260910_001",
  "delivery":    "queued"  // delivered in ~5s
}

Download ready-made script samples in PHP, Python, and Node.js, or read the full OTP SMS API reference.

SDK & Language Support

Ready-made code samples so your developers integrate the OTP API in minutes, not days.

PHP
Python
Node.js
Java
.NET / C#
cURL / REST

REST API vs SMPP - Which OTP API Integration Should You Use?

Both connect to the same MetaReach OTP infrastructure. The right choice depends on your volume and how much control your team needs over the connection.

Factor REST API SMPP
Best for Most apps, websites, and SaaS platforms Banks and platforms sending 10 lakh+ OTPs/month
Integration time Under 30 minutes with SDK/code samples 1-2 business days (IP whitelisting, load testing)
Connection type Stateless HTTPS request per OTP Persistent binary socket (SMPP v3.4)
Throughput High concurrent request volume, standard for most businesses 1,000+ transactions per second per bind
Delivery reports Webhook callback or polling Native PDU delivery receipts

Not sure which fits your volume? Read our SMPP connectivity guide or call our integration team - most businesses start on REST and move to SMPP only once volume justifies it.

Why Businesses Choose the MetaReach OTP API

Get Your Free OTP API Key Today

Sign up in minutes, test the full REST API in sandbox with free credits, and go live the same day once your DLT template is approved.

Get My Free API Key Call +91-7669999219

OTP API in Action - Industry Use Cases

Banking & NBFC

Login verification, fund transfer confirmation, and loan disbursement approval - the API passes DLT template and entity IDs on every call so audit trails stay compliant.

E-Commerce & D2C

Checkout verification and account sign-up OTPs at scale, with webhook callbacks feeding directly into order and CRM systems for real-time status tracking.

SaaS & Mobile Apps

Two-factor sign-in and device verification handled through a single REST call - PHP, Python, Node.js, and Java SDKs mean any stack integrates without a dedicated SMS engineer.

Healthcare & Insurance

Patient identity confirmation before sharing reports, and policy verification for insurance claims - with automatic Voice OTP fallback for low-connectivity areas.

OTP API Pricing in India - What Affects the Cost

The OTP API itself is free to access - you pay only ₹0.12 per SMS delivered. A few factors can affect your final cost:

Pricing Factor How It Affects Cost
Monthly OTP volume Higher volume unlocks prepaid pack discounts on the standard ₹0.12/SMS rate.
REST vs SMPP connection REST is included at no extra cost; dedicated SMPP binds may carry a setup fee for enterprise SLA guarantees.
Voice OTP fallback usage Fallback voice calls are billed separately, per call, only when SMS delivery fails and fallback is triggered.
Dedicated vs shared route A dedicated sender ID and route costs more than shared infrastructure but improves consistency during peak load.
Support & SLA tier Enterprise accounts with a guaranteed uptime SLA and dedicated account manager carry a contract premium.

Compare the full picture on our bulk SMS pricing page or the dedicated OTP SMS pricing breakdown.

Frequently Asked Questions - OTP API Service

What is the MetaReach OTP API? +
The MetaReach OTP API is a REST and SMPP-based programming interface that lets your website, app, or backend system send DLT-compliant one-time passwords to users in India programmatically, with delivery typically completing in under 6 seconds.
How long does OTP API integration take? +
Most developers integrate the REST API in under 30 minutes using our PHP, Python, Node.js, Java, or .NET SDKs and ready-made code samples. Enterprise SMPP integration for very high volumes typically takes 1-2 business days including IP whitelisting and load testing.
Is the OTP API DLT compliant? +
Yes. Every OTP sent through the API requires an approved DLT template ID and entity ID, passed as parameters in the API call. MetaReach handles DLT entity and template registration free of charge for all customers.
What is the difference between REST API and SMPP for OTP delivery? +
REST API is a standard HTTP-based interface, easiest to integrate, and suited to most businesses sending up to several lakh OTPs per month. SMPP is a persistent binary protocol suited to high-throughput enterprise use - 1,000+ transactions per second per bind - used by large banks and platforms sending 10 lakh or more OTPs monthly.
How much does the OTP API cost in India? +
MetaReach's OTP API is billed at a flat ₹0.12 per SMS with no setup fee and no monthly minimum. There is no separate charge for API access itself - you only pay per OTP delivered.
Is there a free trial or sandbox for the OTP API? +
Yes. Every new account gets a sandbox API key and free test credits immediately on sign-up, so your developers can build and test the full integration before your DLT template is approved or any payment is made.
How do I authenticate API requests? +
Every request is authenticated with a Bearer token API key sent in the Authorization header over HTTPS. Each account can generate separate sandbox and production keys, and keys can be rotated or revoked instantly from the dashboard.
Does the OTP API support delivery status callbacks? +
Yes. You can register a webhook URL to receive real-time delivery status updates - sent, delivered, or failed - for every OTP, removing the need to poll the API for status.
What happens if OTP SMS delivery fails through the API? +
You can configure automatic fallback to a Voice OTP call when SMS delivery fails or is not acknowledged within a set window, ensuring the verification attempt is not lost.
Which programming languages have ready-made SDKs? +
MetaReach provides code samples and SDK wrappers for PHP, Python, Node.js, Java, and .NET/C#, along with plain cURL examples that work with any language capable of making an HTTP request. Download samples here.
Is there a rate limit on the OTP API? +
Standard REST API accounts support high concurrent request volumes suitable for most businesses. Enterprises expecting sustained volumes above roughly 1,000 OTPs per second should use the SMPP connection, which is built for that throughput without REST API rate ceilings.

Why Choose Meta Reach for Your OTP API?

Meta Reach Marketing - OTP API Service Provider India
Sub-6-Second OTP Delivery
Free Sandbox Key - Live in 30 Minutes
DLT Filing Handled Free of Cost
Flat ₹0.12/SMS, No Setup Fee
Trusted by 500+ Businesses Across India
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Trusted by 500+ Businesses Across India

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